Are you dreaming of owning your own home but feeling a little overwhelmed by the process? You’re not alone! At Hayes Property Group, we believe buying a home should be exciting, not stressful. With the right guidance and support, you’ll discover the journey is much simpler than it seems.
Here’s your easy-to-follow overview/ guide to buying a home in Colorado Springs:
- Imagine Your Ideal Home
Think about what matters most: location, size, style, amenities, and budget. Write down your must-haves and nice-to-haves, this helps clarify your goals and sets you up for success. Include as much as you can think of, also make it clear what are deal breakers that the house should not have. - Get Pre-Approved
A mortgage pre-approval is your golden ticket. Not only does it show sellers you’re serious, but it also helps you set a realistic budget. Our trusted local lenders can walk you through every step, making this process seamless. - Partner with a Local Expert
A knowledgeable real estate agent is your personal guide and advocate. We handle the research, scheduling, paperwork, and negotiations; so you focus on the fun part: finding your dream home. - Start Your Home Search
Tour homes online or in person. Ask questions, take notes, and trust your instincts. We’ll keep you updated as new listings pop up, ensuring you never miss out. As you are viewing homes, we find it helpful to keep a ranking system for which house is your favorite, and why. Keep comparing other homes to your number one, and replace the number one home when you like another one more. Keep repeating this process until you have found the one you would like to call home. - Make an Offer
Found the perfect spot? We’ll help craft a competitive offer, explain terms, and handle all the paperwork. Our goal is to get you the best price and terms possible. - Home Inspection & Appraisal
Once you have an accepted offer it is time to order a home inspection. A home inspection checks for any issues (think of it as a health check for your future home). The appraisal confirms you’re paying a fair price. We’ll walk you through both, keeping surprises to a minimum. You get to pick the home inspector, and it is normal for your lender to pick the appraiser, and schedule the appraisal. Home inspections usually take place within the first ten days of the offer being accepted. - Finalize Your Mortgage
Submit paperwork, review terms, and sign disclosures, your lender will guide you through. Once approved, you’re one step closer! - Closing Day
Review and sign the final documents. Transfer your down payment and closing costs, then celebrate, because you’re officially a homeowner!
You Don’t Have to Do It Alone
Buying a home is a big milestone, but it doesn’t have to be daunting. With Hayes Property Group, you’ll have a caring team on your side every step of the way. From your first question to the moment you get your keys, we’re here to make the process straightforward and joyful.
Ready to start your journey? Contact us today—let’s make your Colorado Springs home dream a reality!
Hayes Property Group – Your Partners in Colorado Springs Real Estate